**Coverage does not increase the Coverage A or Coverage B limits. *(a) Artwork, photographs, collectibles, or memorabilia, including but not limited to, porcelain or other figurines, and sports cards (b) Rare books or autographed items (c) Jewelry, watches, precious and semiprecious stones, or articles of gold, silver, or platinum (d) Furs or any article containing fur which represents its principal value or (e) Personal property used in any business Payment will be for the shortest time required to repair or replace the damage or permanently settle your household elsewhere.ġ5 Days (no waiting period for home closings or homes with continuous flood coverage) $30,000 Subject to $250,000 maximum for both Coverages A and D. $250,000 or the Coverage A Flood limit (whichever is less)**Ĭoverage D – Increased Cost of Compliance Limit Tower Hill home insurance offers cheap rates and lots of coverage add-ons, including a rare private flood insurance endorsement. $100,000 or 10% of Coverage A (whichever is less) for detached garages and/or other structures (reduces the Coverage A limit)Īctual Cash Value (Replacement Cost is available) Since then, through mergers and acquisitions, partnerships, and organic growth, Tower Hill. Having expanded beyond its initial target market, the company rebranded to Tower Hill Insurance in 1995. The adjuster contacted me promptly and arrived during the specified time.Maximum total insured value (TIV) $1.25 millionġ0% of Coverage A for detached garages (reduces the Coverage A limit) Tower Hill Insurance is a Florida-domiciled insurance company founded in 1972 as Mobile Home Insurance Associates. “I was extremely happy with the service Tower Hill provided after I reported that I would need to make a claim. Thanks for the great support in a difficult situation.” After I faxed all the documents I received my check within a week. Providing Home, Auto, Life, & Commercial Insurance Policies. “My claim was handled very professionally and promptly. We provide personalized service and expert advice for your peace of. You guys took all the worries out of the experience and replaced it with assurance and care.” Get reliable insurance coverage in Punta Gorda, FL from Nolan Family Insurance Agency. I have told all my friends and co-workers who asked what a great experience it has been working with you. “I cannot say enough good things about Tower Hill. The reason we are pointing out this article only is because we found a few of the reviews on our website. Pros Offers property insurance in higher-risk areas Regional agents may be more familiar with local homeowners insurance market Demotech financial stability rating of A (Exceptional) Cons. NAIC Rating Poor: Tower Hill received more customer complaints than average compared to other insurers. Get a quote now to see if Tower Hill can get you protected today. Get a Quote JD Power Rating Not rated Financial strength Above Average: With a B++ rating from AM Best, Tower Hill is financially stable and has no trouble fulfilling claims. Their highly rated customer service and core values based on trust have ensured that insureds keep coming back. Today, more than 1.7 million Floridians insure their homes with Tower Hill. Today, they have more than 400 employees and sell their coverage through 850 agencies across the Sunshine State. The American Agents Alliance warned of a crisis facing the Golden State and vented frustration that carriers can’t seem to raise rates more than 6.9 a year. Over the past 45 years, Tower Hill has grown into one of Florida’s largest property insurers. In 1972, a small, family-run insurance agency was opened in South Florida.
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